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Ramsey SolutionsSponsored ·

If you make $85K, you need at least $850K in term life insurance. But the cost might shock you (in a good way).

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Personal finance / Ramsey Solutions

Ramsey Solutions has run this ad for 122 days

Days live: 122; and counting
Running in: 1 ad; same creative, right now
Signal: 59; out of 100

Status: Running now
Days live: 122; From Meta’s “started running” date
Started: 18 Jun 2026
Last seen: 18 Oct 2026; Page last checked 18 Oct 2026
Duplicates: single ad; Ads using this exact creative and text right now. Not a spend figure.
Relaunches: 0
Signal score: 59 / 100; From 122 days live (50%), single ad (30%) and 0 relaunches (20%), ranked against every ad
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Want to see what term life insurance costs based on your specific situation? Smart move! It’s easy with this free tool.

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Get Home and Auto Insurance the Dave Ramsey Way

5 simple ways to lower your car insurance bill: 1. Shop around every year Loyalty doesn’t pay. Compare rates regularly so you don’t end up overpaying. 2. Raise your deductible A higher deductible can lower your monthly premium, but make sure you have enough savings set aside to cover it if you ever need to file a claim. 3. Ask for discounts You might qualify for savings you don’t even know about. Look into good driver or student discounts, bundling home and auto insurance, or low mileage discounts. 4. Drop unnecessary coverage If you have a solid emergency fund, you may not need extras like roadside assistance. Don’t pay for coverage you don’t actually need. 5. Use an agent you trust A good, independent agent can compare multiple providers and find the best deal for you, saving you time and money. Most people set their insurance and forget it, but that can end up costing them hundreds or even thousands of dollars every year. 🔗 Check out the link in my profile to get in touch with an agent my team recommends.

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Want a ballpark of what term life might cost you each month? Our free tool can give you an estimate in seconds. Try it out!

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Protect Your Family

Term life is simple, affordable, and does what life insurance should do—replaces your income if you die. Get a quote today.

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Get an Advisor Who’s Got Your Back

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